Seattle Housing Market Hacks
![](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d40e8ba4222fc954092_How-to-Hack-the-Seattle-Housing-Market-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
Ready for some Seattle housing market hacks that will get you in the market and a new home?
It’s been a very interesting year in the Seattle real estate market. It is no probably the most attractive time to buy a house in Seattle, WA than it has been in a long time. If you buy smart there are many benefits of moving to a new place in the Emerald City and surrounding neighborhoods. Even though you may fear there could be some challenges in the process, it is worth it.
Whether you are taking advantage of current house prices to move up and upgrade your lifestyle, are looking to downsize and improve your financial situation, or are just embracing a change of scenery with a new location, or are even wanting to invest in property, there are lots of opportunities for you.
Check out these Seattle housing market hacks to navigate changes in the market, new lending guidelines, and the costs, so you can claim all the advantages of buying that new home this year.
Finding A Good Deal On A Home
The first step is to ensure you are not overpaying. This will not just put you in a good equity position, but will make the whole loan process easier. You won’t have to worry about appraisal issues, and Seattle mortgage lenders will be eager to make your loan.
So, have a good basic understanding of what home prices are in the Seattle neighborhoods you are interested in. Pay attention to whether those home prices are going up or down. Don’t rely on asking prices. What really matters is how much homes are actually selling for. This can often be much lower.
Look for trends in price cuts and more homes being listed on the market. This means the market is more competitive for sellers, and you have more power to negotiate lower prices.
New construction properties are typically priced right at the top, if not at the top of the market. Definitely avoid the builder’s model if you want to get the lowest deal.
You can save a lot by buying a fixer upper. It can mean work, or delaying some improvements until you have the cash, though you might get a lot more home for the money and in the neighborhood you really want to be in.
When it comes to getting a mortgage, you want to avoid homes that need too much work. Especially those with structural repair needs. These include problems with the roof, foundation, plumbing, electrical or pest infestations. However, if it is a little dated or could use some freshening up and minor repairs, there are special loan programs that will even give you the money you want to make these improvements or add energy efficient upgrades, like solar.
Be Creative In What & How You Buy A Home
One of the best Seattle housing market hacks is to buy a two to four family home. Like a duplex, triplex or fourplex. You live in one unit, and can rent the others out. If you get a good price, those other rental units can pay for your mortgage. You can live for free, and your tenants pay for the place for you.
If down payment is an issue, and you have a relative selling a property, you may be able to write the offer with a gift of equity, so that you don’t have to make a cash down payment.
Be sure you are using all of the benefits and special programs available to you. Stay in touch with Seattle’s best mortgage broker to keep on top of these special deals. This can include down payment assistance programs and grants and first time home buyer programs. The VA also recently removed the loan limits for VA home loans. Meaning some have been able to buy fourplexes in Seattle worth $1M, at 100% financing.
Where You Buy A Home
Keep an open mind and be curious about what else is out there. There is a lot more to Seattle housing options than just downtown. No matter what your price range and lifestyle preferences there are options for you.
Be sure to check out our lists of the best Seattle suburbs and cheapest places to live in Seattle. You might be surprised at just how much home you can get.
Find A Good Deal On A Home Loan
Hacking the Seattle housing market is just as much about how you finance your home as the home and how much it costs.
Aside from making sure you are choosing to work with Seattle’s Best Mortgage Broker, this is also about being prepared to sail through the loan application and underwriting.
Watch your credit score. Talk to your mortgage broker about balancing low utilization of credit cards and liquidity. Be sure you have all the loan documents ready that your lender might ask for.
Refinancing Or Selling Your Current Home
There may be more low down payment loan programs than you are aware of. Don’t assume you’ll need 20%, 10% or even 5% down until you ask what you qualify for.
If you already own another property, you may be able to do a cash out refinance to get a better deal on this new home loan. Or there may be home equity loan options. Just be sure you explore these options before listing a property for sale, as that may derail your chances of refinancing.
Multigenerational Homes
If you and other family members are rethinking your housing situation, you may find a multigenerational home a good fit. This may be a larger home in the suburbs, with room for your parents, in-laws, kids or adult kids too. As co-signers together you may qualify for a bigger loan or better interest rate.
Negotiate
Almost everything is negotiable in real estate. The worst they can say is no. Ask the seller to pay your closing costs. Ask your Realtors, insurance agents and others if they can provide any discounts and rebates. It can add up fast.
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/6655f48873761e595c0f7e1d_10-Common-First-Time-Home-Buyer-Questions.jpeg)
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/6655f2b96fc405ce6e11d114_What-Is-A-Non-Warrantable-Condo-Heres-What-You-Need-to-Know-Blog.jpeg)
What is a Non-Warrantable Condo?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66559ed32617c9a0e0da41e5_0524_Thumb_YT.jpeg)
Ultimate Seattle Mortgage Loan Documents Checklist
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d47f40c1dedf181c5af_The-Complete-Guide-to-Seattle-Property-Tax.jpeg)
Your Complete Guide to Seattle Property Tax
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d477083b275608640d1_Why-work-with-a-mortgage-broker.jpeg)
Why You Should Work with a Mortgage Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d464ee3002012287a86_Where-to-Find-the-Best-Local-Mortgage-Broker-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
Where to Find the Best Local Mortgage Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4643515d1219869d64_6_NicestNeighborhoods_HorizThumb.png)
Where Are The Best Places To Live In Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4667b51df3d935bbe6_The-best-way-to-save-for-seattle-house-1.jpeg)
What’s the Best Way to Save Money for a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4667b51df3d935bbea_When-is-the-Best-Time-to-Refinance-a-Mortgage-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
When is the Best Time to Refinance a Home?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d46f3e68c1c1a2f0f78_What-is-the-Seattle-Jumbo-Loan-Limit-in-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
What is the Jumbo Loan Limit in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d465e3b820355881887_Buy-a-Seattle-Washington-House.jpeg)
What You Need to Buy a House in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d44a310ec640643b230_YT_Thumb_0830.jpeg)
What Is a Jumbo Loan and will you need one when moving to Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/6675b2891d12351a45433f8b_GKDywk-H1Lc-HD.jpg)
What is the Jumbo Loan Limit in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4591499e97f2e3905e_3_NonWarrantableCondo_YT-Thumb_SMB.jpeg)
What Is A Non-Warrantable Condo?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d448bda65177589896f_0816_YT_Thumb.jpeg)
What is the Best Down Payment Amount on a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4450bb0c5dfd497090_0322_PMI_Thumb_YT.jpeg)
What is PMI Mortgage Insurance? And Why It Is Not As Bad As You Think
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d44ad80e0950646eb02_0621_Thumb_YT.jpeg)
What Is A Cash-out Refinance?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d44e8ba4222fc954245_What-Does-A-Seattle-Mortgage-Lender-Look-At-When-Qualifying.jpeg)
What do Home Loan Underwriters Look For?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d445317066f314600fb_How-Much-Downpayment-Do-I-Need-for-a-Seattle-House-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
What Down Payment Do I Need for a House?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d43620e29e6b28bcbe6_What-Are-The-Costs-Involved-With-Buying-a-Seattle-Home_.jpeg)
What Are The Costs of Buying a Home?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d43fd8e44277ebe6829_0426_Thumb_YT.jpeg)
What Are The Best Neighborhoods In Seattle For Families?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d43f40c1dedf181c2af_0412_YT_Thumb.jpeg)
VA Home Loan Requirements and Benefits
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d437937a1f1fc5f3a71_WSeattle_Junction_Thumb_YT.jpeg)
WEST SEATTLE JUNCTION ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d436b608eebb7a11d50_What-Does-RSU-Stand-for-and-How-to-Get-a-Mortgage-With-Them-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
What are RSUs and How to Spend Them
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4367b51df3d935b9aa_How-Much-Money-Do-You-Need-To-Buy-A-Home-.jpeg)
Understanding Mortgage Down Payments
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d427937a1f1fc5f39ed_0201_Top_5_Seattle_Suburbs_to_Buy_in_2021.jpeg)
Top 5 Seattle Suburbs to Buy In 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d42f15328ed18e3c5b4_How-much-do-you-need-to-buy-a-house.jpeg)
Understanding Down Payments in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d428bda651775898809_The-Ultimate-Mortgage-Loan-Documents-Checklist-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-2.jpeg)
The Ultimate Mortgage Document Checklist
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d425317066f31460041_Top-10-Questions-to-Ask-Mortgage-Broker.jpeg)
Top 10 Mortgage Questions You Should Ask Your Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d420e95638dc63d04c6_Worst-First-Time-Home-Buyer-mistakes.jpeg)
The Worst First-Time Homebuyer Mistakes
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d42933e4f4c1b12009e_Top-5-to-Buy-in-Seattle-Suburbs-for-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.png)
The Top 5 Seattle Suburbs for 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d41ad80e0950646e6f4_How-to-Choose-the-Right-Neighborhood-When-Buying-a-Seattle-Home-Image.jpeg)
The Best Seattle Neighborhoods in 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d417dc37ac55ff9d2d6_The-Best-Refinancing-Mortgage-Companies-Seattle-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
The Best Refinancing Companies in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d410e95638dc63d0411_Which-are-the-Best-Seattle-Neighborhoods-for-Families-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
The Best Seattle Neighborhoods for Families
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d41ad9c2287405275c3_How-to-Choose-the-Right-Seattle-Neighborhood-When-Buying-a-House-.jpeg)
The Best Neighborhoods in Seattle to Buy a Home
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4150bb0c5dfd496ee8_The-7-Best-Seattle-Suburbs-for-Families-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
The 7 Best Seattle Suburbs for Families
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d414ee3002012287831_10-Cheapest-Places-to-Live-in-Seattle-Washington.jpeg)
The 10 Cheapest Places to Live in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4022a3b10d7e7c60ff_SLU_Tour_Thumb.jpeg)
SOUTH LAKE UNION ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d406254c02e450a40ed_Seattle-Summer-Housing-Marketing-Guide-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-2.jpeg)
Seattle Summer Housing Market Guide 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d407083b27560863d58_Seattle-Housing-Market-Update-2020-blog.jpeg)
Seattle Housing Market Update 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d40e8ba4222fc954092_How-to-Hack-the-Seattle-Housing-Market-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
Seattle Housing Market Hacks
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4043515d1219869b4e_How-To-Save-Money-When-Buying-A-House.jpeg)
Save Money When Buying a House in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f81c4587e5ccb3df7_How-to-Save-Money-on-Your-Seattle-Mortgage-Refinance.jpeg)
Save Money on Your Mortgage Refinance
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4081584fc91730668e_0719_YT_Thumb.jpeg)
Moving to Seattle with a Family? Here's the BEST Suburbs For You!
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f48ab9e1551d56905_0222_Refinancing_Thumb_YT.jpeg)
Refinancing To Reduce Your Bills and Increase Available Cash
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f0e95638dc63d014b_The-Best-Neighborhoods-in-Seattle-to-Buy-a-House-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
Neighborhoods in Seattle to Buy a Home 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3fb539d07c1faed941_Real-Estate-Trends-in-Seattle-Happening-Right-Now-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.png)
Real Estate Trends in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f7d72fa40dd50bdea_Seattle-Mortgage-Down-Payment-How-Much-to-Buy-a-Home-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.png)
Mortgage Down Payments in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3fad9c228740527404_Magnolia_Tour_Thumb_YT-scaled.jpeg)
MAGNOLIA ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f933e4f4c1b11fd4d_Mistakes-to-Avoid-with-Cash-Out-Refinance-.jpeg)
Mistakes to Avoid with Cash-Out Refinance
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3eedf9570fc43f8be4_SMB-Blog-Banner-How-to-Refinance-Your-Home-in-9-Steps.png)
How to Refinance Your Home in 9 Steps
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ee8ba4222fc95400c_0125_Jumbo_Loan_vs_Conforming_Loan_Limits_in_Seattle_for_2021_Thumb.jpeg)
Jumbo Loan Limit vs Conforming Loan Limit in Seattle for 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ead80e0950646e552_Kirkland-1.jpeg)
KIRKLAND ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3e5527b858f8e9de73_Mountain_Scape.jpeg)
Jumbo Loan Limit in Seattle for 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ead9c2287405273cb_Issaquah_Tour_Thumb.jpeg)
ISSAQUAH ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3eff5c9af6084ae2e0_Credit-Score-Seattle-Washington-Home.jpeg)
Is My Credit Score Good Enough to Buy a House?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3dedf9570fc43f8b18_HowToBuyAHouse.jpeg)
How to Buy a House; Home Buying 101
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3dcdce9608e268c68c_Lower-Monthly-Mortgage-Payment.jpeg)
How to Lower Your Monthly Mortgage Payment
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3d7dc37ac55ff9d14e_How-to-Get-the-Best-Rate-for-Your-Home-LoanBlog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
How to Get the Best Rate for Your Home Loan
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3d1ab453ec2bdeee84_Seattle-Home-Buying-101-How-to-Buy-a-House-for-Less-Blog-1.jpeg)
How to Buy a House for Less
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3dff5c9af6084ae293_How-Much-Seattle-Home-Can-I-Buy.jpeg)
How Much Home Can I Buy in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c6b608eebb7a119b5_Blog-banner-Option3.png)
How Much Down Payment Do I Need to Buy a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c0e95638dc63cffed_How-Much-Home-Can-I-Afford-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
How Much Home Can I Afford?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c9e55e150cbc7aa68_Seattle-Home-Prices-Forecast.jpeg)
Home Price Forecast for Seattle 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c7d72fa40dd50bc12_How-Hot-is-the-Seattle-Real-Estate-Market-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
How Hot is the Seattle Real Estate Market?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3cf3e68c1c1a2f0a47_2_HowHot_YT-Thumb.jpeg)
How Hot is the Seattle Real Estate Market in 2022?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3cf9c507537f665c67_Question-to-ask-during-the-home-inspection.jpeg)
Home Inspection Questions You Need to Ask
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c1ab453ec2bdeedd4_0705_YT_Thumb.jpeg)
Do You Need a Realtor to Buy a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ba324bd48c204c4ea_0315_Thumb_YT.jpeg)
FHA Loan vs Conventional in 2021 ; Federal Housing Administration
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3b4ee3002012287444_How-to-Find-the-Best-Mortgage-Lender-for-Your-Home-Loan-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
Find the Best Mortgage Lender for Your Home Loan
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3a81c4587e5ccb3aea_1207_Federal_Housing_Administration_FHA_Loans-scaled.jpeg)
Federal Housing Administration Loans 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ae8ba4222fc953d23_How-Much-Down-Payment-Do-I-Need-for-a-Seattle-House-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-2.png)
Down Payment Requirements in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3af15328ed18e3c15e_Factoria_Somerset_THUMB_YT.jpeg)
FACTORIA and SOMERSET ; Bellevue Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3aa324bd48c204bf81_Copy-of-Copy-of-Seattle-Jumbo-Mortgages.jpeg)
Everything you Need to Know About Seattle Jumbo Mortgages
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3a48ab9e1551d5648b_Everything-You-Need-to-Know-About-VA-Loans.jpeg)
Everything You Need to Know About VA Loans
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d395317066f3145fbcb_7_HowMillenial_YT-Thumb.jpeg)
Advice To A First Time Home Buyer: Down Payment Assistance Programs Exist for Millennials
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d392dccbb3cfe34d6ef_Crossroads_Tour_Thumb_YT-scaled.jpeg)
CROSSROADS ; Bellevue Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d39f15328ed18e3c116_how-much-cash-do-you-need-to-buy-house.jpeg)
Down Payment 101: How Much Money Do I Need to Buy a House?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d39f9c507537f665a30_COVID19-Mortgage-Help-For-HomeownersBlog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
COVID-19 Mortgage Help for Homeowners
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3991499e97f2e3872b_ARM-vs-Fixed-Rate-Mortgage-Seattle-Washington.jpeg)
Comparing ARM vs. Fixed Rate Mortgage
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d38f15328ed18e3c06e_Can-I-Afford-To-Buy-A-Home-Or-Condo-In-Seattle-WA_.jpeg)
Can I Afford To Buy A Home In Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66548e12dcc736382c794a6a_How-to-Choose-the-Best-Lenders-for-Your-Home-Loans-Blog-Seattles.jpeg)
Choosing the Best Lenders for Home Loans
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3815f94d7b7164f724_Using-Restricted-Stock-Units-to-Buy-a-Seattle-Home.jpeg)
Buying a Home with Restricted Stock Units
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d38f74ec932351dfd7f_Fixed-Rate-Mortgage-ARM-Home-Loan-Seattle.jpeg)
ARM v. Fixed Mortgage: Which is Right For You?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d38f9c507537f6659dc_Best-Seattle-Washington-Neighbourhoods.jpeg)
Ballard or Queen Anne? The Best Neighborhoods of Seattle to Buy a House
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3891499e97f2e386e8_Avoiding-the-Worst-Seattle-Mortgage-Lenders-Dont-Get-Burned-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
Avoiding the Worst Seattle Mortgage Lenders
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d375e3b820355881122_Seattle-Washington-Home-Buying-Survival-Guide.jpeg)
Are You Buying a House in Seattle? Here’s the Ultimate Survival Guide
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d37b539d07c1faed30e_ARM-Mortgage-vs-Fixed-Mortgage-Which-is-right-for-you-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
Adjustable-Rate Mortgage vs. Fixed-Rate Mortgage
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3733676f16cfad7a87_AlkiBeachTour_Thumb.jpeg)
ALKI BEACH ;; A Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d37f9c507537f665989_Guide-to-Seattle-Home-Loan-Refinancing.jpeg)
A Complete Guide to Refinancing Your Home Loan
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3748ab9e1551d5624c_8-Ways-to-Lower-Your-Monthly-Mortgage-Payment-Today-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
8 Ways to Lower Your Mortgage Payment
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d379e55e150cbc7a5f6_YT_Thumb_0802.jpeg)
8 Mistakes to AVOID When Mortgage Loan Refinancing
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d369e55e150cbc7a5bf_YT_Thumb_0913.jpeg)
7 Seattle Suburbs for Families
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d367937a1f1fc5f3134_7-Mistake-to-Avoid-When-Refinancing.jpeg)
7 Mistakes to Avoid When Refinancing Your Home
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d360e95638dc63cfb25_7-Essential-Questions-to-Ask-a-Seattle-Mortgage-Broker.jpeg)
7 Essential Questions for a Mortgage Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d36cdce9608e268c1d4_Seattle-Real-Estate-market-Trends-2019.jpeg)
5 Seattle Real Estate Market Trends for 2019
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d36a324bd48c204bc05_7-Common-Myths-About-Home-Loans.jpeg)
7 Common Myths About Home Loans
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3691499e97f2e382f4_6-Seattle-Real-Estate-Market-Trends-for-2020-Image.jpeg)
6 Seattle Real Estate Market Trends for 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3678a4961d9f79ba2e_Copy-of-5-Tips-for-Finding-the-Best-Mortgage-Lender.jpeg)
5 Tips for Finding the Best Seattle Mortgage Lenders
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d36f3e68c1c1a2f0767_5Tips_YT-Thumb.jpeg)