LOW DOWN PAYMENT MORTGAGE

The fastest way to get your cost effective home loan

Every Washington resident deserves to own their dream home at an affordable price. Get true low down mortgage programs here.
Low Down Payment Mortgage

Over 150 Seattle home buyers have gotten a lower cost home loan, with Seattle’s Mortgage Broker

Close in as littleas 8 days

Close in as little
as 8 days

No Income
Limit

No Income
Limit

Low Payments and Great Terms

Low Payments and Great Terms

Low Down Payment Mortgage Programs

3% No PMI

Flexible income restrictions for loan amounts up to $766,550.

Buying with little down just got easy with SMB's newest down payment program, 3% No PMI.

Our reliable, upfront approvals create a smooth process for you and your family as you are securing your next home.

Program flexibility waives the standard income limits associated with low down payment programs for Seattle Washington so the only thing you need to decide is which house to buy.

Program highlights include:

  • 30-year fixed rate

  • Minimum 640 credit

  • No income limit*

Low Down Payment Mortgage Programs

Zero Down Payment

Up to $500,000 purchase price.

Program highlights include:

  • Can close in 3-weeks.

  • Minimum credit is 700 FICO.

  • No income limit for first-time home buyers.

How Often Can You Refinance Your Home?
How Often Can You Refinance Your Home?
Read more
The Complete Guide to FSBO in Seattle
The Complete Guide to For Sale By Owner (FSBO) in Seattle
Read more
10 Questions Every Seattle First-Time Home Buyer Should Ask
10 Questions Every Seattle First-Time Home Buyer Asks
Read more
What Is A Non-Warrantable Condo? - Seattle's Mortgage Broker
What is a Non-Warrantable Condo?
Read more
Ultimate Seattle Mortgage Loan Documents Checklist
Ultimate Seattle Mortgage Loan Documents Checklist
Read more
Your Complete Guide to Seattle Property Tax Rates & Levies
Your Complete Guide to Seattle Property Tax
Read more
Why You Should Work with a Mortgage Broker
Why You Should Work with a Mortgage Broker
Read more
Where to Find the Best Local Mortgage Broker in Seattle
Where to Find the Best Local Mortgage Broker
Read more
Guide to Finding the Best Places to Live in Seattle
Where Are The Best Places To Live In Seattle?
Read more
What’s the Best Way to Save Money for a House in Seattle?
What’s the Best Way to Save Money for a House in Seattle?
Read more
When is the Best Time to Refinance a Home? - Seattle's Mortgage Broker
When is the Best Time to Refinance a Home?
Read more
 Jumbo Loan Limit in Seattle - Expert Guide
What is the Jumbo Loan Limit in Seattle?
Read more
What You Need to Buy a House in Seattle - Seattle's Mortgage Broker
What You Need to Buy a House in Seattle
Read more
What Is a Jumbo Loan and will you need one when moving to Seattle
What Is a Jumbo Loan and will you need one when moving to Seattle?
Read more
Understanding Jumbo Loan Limits in Seattle
What is the Jumbo Loan Limit in Seattle?
Read more
What Is A Non-Warrantable Condo? - Seattle's Mortgage Broker
What Is A Non-Warrantable Condo?
Read more
What is the Best Down Payment Amount on a House in Seattle?
What is the Best Down Payment Amount on a House in Seattle?
Read more
What is PMI Mortgage Insurance? And Why It Is Not As Bad As You Think
What is PMI Mortgage Insurance? And Why It Is Not As Bad As You Think
Read more
What Is a Cash-Out Refinance? | Unlock Your Home’s Equity
What Is A Cash-Out Refinance?
Read more
What do Home Loan Underwriters Look For? - Seattle's Mortgage Broker
What do Home Loan Underwriters Look For?
Read more
What Down Payment Do I Need for a House? - Seattle's Mortgage Broker
What Down Payment Do I Need for a House?
Read more
What Are The Costs of Buying a Home? - Seattle's Mortgage Broker
What Are The Costs of Buying a Home?
Read more
Find the Best Neighborhoods in Seattle for Families
What Are The Best Neighborhoods In Seattle For Families?
Read more
VA Home Loan Requirements: A Guide for Veterans
FAQ: What Are the VA Home Loan Requirements?
Read more
WEST SEATTLE JUNCTION | Seattle Neighborhood Tour
WEST SEATTLE JUNCTION ; Seattle Neighborhood Tour
Read more
What are RSUs and How to Spend Them - Seattle's Mortgage Broker
What are RSUs and How to Spend Them
Read more
Understanding Mortgage Down Payments - Seattle's Mortgage Broker
Understanding Mortgage Down Payments
Read more
Top 5 Seattle Suburbs to Buy In 2021 - Seattle's Mortgage Broker
Top 5 Seattle Suburbs to Buy In 2021
Read more
Understanding Down Payments in Seattle - Seattle's Mortgage Broker
Understanding Down Payments in Seattle
Read more
The Ultimate Mortgage Document Checklist - Seattle's Mortgage Broker
The Ultimate Mortgage Document Checklist
Read more
Top 10 Mortgage Questions You Should Ask Your Broker
Top 10 Mortgage Questions You Should Ask Your Broker
Read more
The Worst First-Time Homebuyer Mistakes - Seattle's Mortgage Broker
The Worst First-Time Homebuyer Mistakes
Read more
The Top 5 Seattle Suburbs for 2020 - Seattle's Mortgage Broker
The Top 5 Seattle Suburbs for 2020
Read more
The Best Seattle Neighborhoods in 2020 - Seattle's Mortgage Broker
The Best Seattle Neighborhoods in 2020
Read more
The Best Refinancing Companies in Seattle - Seattle's Mortgage Broker
The Best Refinancing Companies in Seattle
Read more
The Best Seattle Neighborhoods for Families
The Best Seattle Neighborhoods for Families
Read more
Discover the Best Neighborhoods in Seattle to Buy a Home
The Best Neighborhoods in Seattle to Buy a Home
Read more
The 7 Best Seattle Suburbs for Families - Seattle's Mortgage Broker
The 7 Best Seattle Suburbs for Families
Read more
The 10 Cheapest Places to Live in Seattle - Seattle's Mortgage Broker
The 10 Cheapest Places to Live in Seattle
Read more
SOUTH LAKE UNION | Seattle Neighborhood Tour
SOUTH LAKE UNION ; Seattle Neighborhood Tour
Read more
Seattle Summer Housing Market Guide 2020 - Seattle's Mortgage Broker
Seattle Summer Housing Market Guide 2020
Read more
Seattle Housing Market Update 2020 - Seattle's Mortgage Broker
Seattle Housing Market Update 2020
Read more
Seattle Housing Market Hacks - Seattle's Mortgage Broker
Seattle Housing Market Hacks
Read more
Save Money When Buying a House in Seattle
Save Money When Buying a House in Seattle
Read more
Save Money on Your Mortgage Refinance - Seattle's Mortgage Broker
Save Money on Your Mortgage Refinance
Read more
BEST Suburbs in Seattle for Families
Moving to Seattle with a Family? Here's the BEST Suburbs For You!
Read more
Refinancing To Reduce Your Bills and Increase Available Cash
Refinancing To Reduce Your Bills and Increase Available Cash
Read more
Neighborhoods in Seattle to Buy a Home 2020
Neighborhoods in Seattle to Buy a Home 2020
Read more
Real Estate Trends in Seattle - Seattle's Mortgage Broker
Real Estate Trends in Seattle
Read more
Mortgage Down Payments in Seattle - Seattle's Mortgage Broker
Mortgage Down Payments in Seattle
Read more
MAGNOLIA | Seattle Neighborhood Tour - Seattle's Mortgage Broker
MAGNOLIA ; Seattle Neighborhood Tour
Read more
Mistakes to Avoid with Cash-Out Refinance - Seattle's Mortgage Broker
Mistakes to Avoid with Cash-Out Refinance
Read more
Quick Home Refinance Guide - Seattle's Mortgage Broker
How to Refinance Your Home in 9 Steps
Read more
Jumbo Loan Limit vs Conforming Loan Limit in Seattle for 2021
Jumbo Loan Limit vs Conforming Loan Limit in Seattle for 2021
Read more
KIRKLAND | Seattle Neighborhood Tour - Seattle's Mortgage Broker
KIRKLAND ; Seattle Neighborhood Tour
Read more
Jumbo Loan Limit in Seattle for 2021 - Seattle's Mortgage Broker
Jumbo Loan Limit in Seattle for 2021
Read more
ISSAQUAH | Seattle Neighborhood Tour
ISSAQUAH ; Seattle Neighborhood Tour
Read more
Is My Credit Score Good Enough to Buy a House?
Is My Credit Score Good Enough to Buy a House?
Read more
How to Buy a House – Home Buying 101 - Seattle's Mortgage Broker
How to Buy a House; Home Buying 101
Read more
How to Lower Your Monthly Mortgage Payment - Seattle's Mortgage Broker
How to Lower Your Monthly Mortgage Payment
Read more
How to Get the Best Rate for Your Home Loan
How to Get the Best Rate for Your Home Loan
Read more
How to Buy a House for Less - Seattle's Mortgage Broker
How to Buy a House for Less
Read more
How Much Home Can I Buy in Seattle? - Seattle's Mortgage Broker
How Much Home Can I Buy in Seattle?
Read more
Average Down Payment on a House in 2023
How Much Down Payment Do I Need to Buy a House in Seattle?
Read more
How Much Home Can I Afford? - Seattle's Mortgage Broker
How Much Home Can I Afford?
Read more
Home Price Forecast for Seattle 2020 - Seattle's Mortgage Broker
Home Price Forecast for Seattle 2020
Read more
How Hot is the Seattle Real Estate Market? - Seattle's Mortgage Broker
How Hot is the Seattle Real Estate Market?
Read more
How Hot is the Seattle Real Estate Market in 2022?
How Hot is the Seattle Real Estate Market in 2022?
Read more
Home Inspection Questions You Need to Ask - Seattle's Mortgage Broker
Home Inspection Questions You Need to Ask
Read more
Why you need a trustworthy realtor in Seattle
Do You Need a Realtor to Buy a House in Seattle?
Read more
FHA Loan vs Conventional in 2021 | Federal Housing Administration
FHA Loan vs Conventional in 2021 ; Federal Housing Administration
Read more
Find the Best Mortgage Lender for Your Home Loan
Find the Best Mortgage Lender for Your Home Loan
Read more
Federal Housing Administration Loans 2021 - Seattle's Mortgage Broker
Federal Housing Administration Loans 2021
Read more
FACTORIA and SOMERSET | Bellevue Neighborhood Tour
FACTORIA and SOMERSET ; Bellevue Neighborhood Tour
Read more
Seattle Jumbo Mortgages Guide - Seattle's Mortgage Broker
Everything you Need to Know About Seattle Jumbo Mortgages
Read more
Everything You Need to Know About VA Loans
Everything You Need to Know About VA Loans
Read more
First Time Homebuyer Down Payment Assistance for Millennials
Advice To A First Time Home Buyer: Down Payment Assistance Programs Exist for Millennials
Read more
CROSSROADS | Bellevue Neighborhood Tour
CROSSROADS ; Bellevue Neighborhood Tour
Read more
Down Payment 101: How Much Money Do I Need to Buy a House?
Down Payment 101: How Much Money Do I Need to Buy a House?
Read more
COVID-19 Mortgage Help for Homeowners - Seattle's Mortgage Broker
COVID-19 Mortgage Help for Homeowners
Read more
Comparing ARM vs. Fixed Rate Mortgage - Seattle's Mortgage Broker
Comparing ARM vs. Fixed Rate Mortgage
Read more
Can I Afford To Buy A Home In Seattle? - Seattle's Mortgage Broker
Can I Afford To Buy A Home In Seattle?
Read more
Choosing the Best Lenders for Home Loans - Seattle's Mortgage Broker
Choosing the Best Lenders for Home Loans
Read more
Buying a Home with Restricted Stock Units - Seattle's Mortgage Broker
Buying a Home with Restricted Stock Units
Read more
ARM v. Fixed Mortgage: Which is Right For You?
ARM v. Fixed Mortgage: Which is Right For You?
Read more
Ballard or Queen Anne? Best Neighborhoods in Seattle to Buy a House
Ballard or Queen Anne? The Best Neighborhoods of Seattle to Buy a House
Read more
Avoiding the Worst Seattle Mortgage Lenders
Avoiding the Worst Seattle Mortgage Lenders
Read more
Are You Buying a House in Seattle? Here’s the Ultimate Survival Guide
Are You Buying a House in Seattle? Here’s the Ultimate Survival Guide
Read more
Adjustable-Rate Mortgage vs. Fixed-Rate Mortgage
Adjustable-Rate Mortgage vs. Fixed-Rate Mortgage
Read more
ALKI BEACH | A Seattle Neighborhood Tour
ALKI BEACH ;; A Seattle Neighborhood Tour
Read more
A Complete Guide to Refinancing Your Home Loan
A Complete Guide to Refinancing Your Home Loan
Read more
8 Ways to Lower Your Mortgage Payment - Seattle's Mortgage Broker
8 Ways to Lower Your Mortgage Payment
Read more
8 Mistakes to AVOID When Mortgage Loan Refinancing
8 Mistakes to AVOID When Mortgage Loan Refinancing
Read more
7 Seattle Suburbs for Families - Seattle's Mortgage Broker
7 Seattle Suburbs for Families
Read more
7 Mistakes to Avoid When Refinancing Your Home
7 Mistakes to Avoid When Refinancing Your Home
Read more
5 Seattle Real Estate Market Trends for 2019
5 Seattle Real Estate Market Trends for 2019
Read more
7 Common Myths About Home Loans - Seattle's Mortgage Broker
7 Common Myths About Home Loans
Read more
6 Seattle Real Estate Market Trends for 2020
6 Seattle Real Estate Market Trends for 2020
Read more
5 Tips for Finding the Best Seattle Mortgage Lenders
5 Tips for Finding the Best Seattle Mortgage Lenders
Read more
5 Tips for a Cash Out Mortgage Refinance - Seattle's Mortgage Broker
5 Tips for a Cash Out Mortgage Refinance
Read more

Get your home loan for as low as 3% down

best seattle mortgage broker