How Often Can You Refinance Your Home?
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USDA SECURED HOME LOANS
Get Zero down payment mortgage options for eligible rural and suburban home buyers
The most affordable way for home buyers looking to buy in rural or suburban areas.
With zero down payment and 100% financing options, it’s easier to find your perfect home.
With zero down payment and 100% financing options, it’s easier to find your perfect home.
Over 200+ Seattle home buyers have gotten the lowest rate possible on their home loans, with SMB
100% Financing
No down
payment required
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Close in as little as
8 days
United States Department of Agriculture (USDA) Secured Home Loans
USDA secured home loans are designed for moderate-income households in rural and suburban areas. If you're looking to buy a home, these loans can be a great option. They often don't require a down payment and come with lower interest rates than conventional mortgages.
Seattle FHA Loan Products
100% Financing, ZERO down payment option
Rural development loans are a great options for buyers looking for 100% financing. Recognized as a top government lender, SMB partners only with directly delegated investors to ensure a smooth, quick process for both you and the seller.
Count on SMB to hit contract dates on USDA Washington home loan purchases, with direct access to underwriting and industry leading turn times!
Program highlights include:
30-year fixed rate
No down payment required
No cash reserves needed
Closing costs may be financed on some transactions
Seller contributions allowed
Competitively low rates
Helpful USDA Links
The USDA Rural Development home page
USDA Eligibility site (determine the property location and max income allowed for that location)
USDA Service Center Locator (by county)
Find Available USDA properties
USDA Service Center Agencies eForms
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Zero down payment options available - get your home loan today
