Seattle's Mortgage Broker Privacy Policy
Seattle’s Mortgage Broker, a division of Seattle Mortgage Brokers, LLC (“SMB”) (hereinafter collectively called ” The Company “, “we”, “us” and similar personal pronouns) are committed to maintaining the accuracy, security and privacy of the personal Information submitted to us by our clients and others with whom we do business (hereinafter collectively referred to as “you”), in accordance with applicable legislation. This Privacy Policy is a statement of the principles and guidelines we apply with respect to your personal information.
This Privacy Statement describes how SMB, uses the information you provide.
CONSENT
BY SUBMITTING PERSONAL INFORMATION TO The Company , OR TO ANY OF OUR ASSOCIATED BROKERAGES OR STAFF, YOU AGREE THAT WE MAY COLLECT, USE AND DISCLOSE SUCH PERSONAL INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY AND AS PERMITTED OR REQUIRED BY LAW.
You may refuse or withdraw your consent at any time by contacting the SEATTLESMORTGAGEBROKER.COM Privacy Officer. If you refuse or withdraw your consent, we may not be able to provide, or continue to provide, our services to you.
We will rely, unless you specifically advise us to the contrary in writing at the time, upon your personal representation that you have all necessary authority and/or have obtained all necessary consents to enable us to collect, use and disclose any personal information of another individual which you may provide to us, for all purposes permitted by this Privacy Policy.
INFORMATION GATHERED
You may choose to provide information about yourself in order to be contacted by SMB regarding loan products and/or services or to receive a response to your question or inquiry. Such information may include the following:
Your name
Your company name
Contact information including phone number and email address
Property address
Information about your business
Other information you choose to provide via a telephone call, letter or e-mail
TO WHOM DO WE DISCLOSE YOUR PERSONAL INFORMATION?
From time to time, The Company may disclose your Personal Information to:
prospective lenders, financial institutions, insurance companies and other suppliers of products or services The Company is providing or offering to you;
sub-mortgage brokers and other staff within The Company and its affiliated brokerages for purposes related to the services we are providing to you;
service providers, including organizations or individuals we have retained to perform functions on our behalf, such as office and registry services;
organizations or individuals retained by us to evaluate your creditworthiness or to collect debts outstanding on an account;
a person who, in the reasonable judgment of The Company , is providing or seeking the information as your agent or who is otherwise legally entitled to receive that information;
police or other authorities where in The Company ’s opinion such disclosure is required for protection of the public interest, including any case where we suspect criminal activity such as fraud or money laundering;
any law firm(s) which may be retained to act on our behalf for any reason;
our insurers and to regulatory agencies such as provincial financial institutions commissions or others in connection with regulatory or other activities relating to our obligations and/or our mortgage brokerage businesses; or
any third party or parties, where you consent to such disclosure or where disclosure is required or permitted by law.
As many of our dealings with lenders and other parties are conducted through electronic means of communication, you specifically consent to our transmission of your Personal Information by electronic means, including by email and facsimile transmission, for all purposes identified in this Policy or otherwise consented to by you.
WHERE DO WE STORE YOUR PERSONAL INFORMATION?
Your Personal Information is stored in secured locations and on computers and computer servers controlled by The Company or its affiliated brokerages, located either at our offices or at the offices of our affiliated brokerages. Once a file or matter has been completed, paper records may be stored in off-site storage facilities, and are subject to destruction after such reasonable period of time as The Company determines is appropriate to meet the requirements of any applicable regulatory bodies and/or any other applicable laws or regulations, statutory or otherwise, from time to time.
HOW MAY YOU OBTAIN ACCESS TO YOUR PERSONAL INFORMATION?
Upon your written request, The Company will inform you of the existence, use, and disclosure of all of your Personal Information which we have in our possession and will give you access to that information. Access requests should be sent to our Privacy Officer, using the contact information below.
HOW DO WE PROTECT YOUR PERSONAL INFORMATION?
To help protect the confidentiality of your Personal Information, The Company employs administrative and technological safeguards appropriate to the sensitivity of your Personal Information.
While the processes which are employed by the various third parties with whom we deal for protecting Personal Information are established by those third parties, The Company will not continue to deal with any third party where we have actual notice of a failure by that third party to adequately safeguard your Personal Information.
We endeavor to operate secure data networks protected by industry standard firewall and password protection systems.
SMB has measures in place directed to safeguarding the information you provide. Such measures include, but are not limited to, Implementing policies and procedures regarding data security.
Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. SMB recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information to SMB via e-mail, you accept all risk that such information may be intercepted by a third party.
USE
Primarily, the information you provide will be used to contact you and better understand your specific needs as a client. You understand that by submitting your information through this Website or one of SMB’s other company websites, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to SMB through this Website, a telephone call, an e-mail or letter, you authorize SMB to engage in the following uses of your information:
to improve its products and services
to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements
to contact you
WEB TECHNOLOGIES
A “cookie” is a small file that is assigned by the web server to your computer. The use of cookies allows SMB to identify which pages of the site are accessed. That information is then used to improve the Website and your online experience. Assigning a cookie to your computer does not provide SMB access to your computer or any of the information contained on your computer and your computer is not harmed by SMB use of cookies.
Most web browsers afford you the option of modifying your settings to reject cookies should you choose. However, declining cookies may interfere with your ability to take full advantage of the features of this Website.
CHANGE IN CONTROL
Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of SMB. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.
THIRD-PARTY LINKS
You might find links to third-party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. SMB does not accept any responsibility or liability for their policies or for the security of information you submit through a third-party website whatsoever as SMB has no control over third-party websites.
CHANGES TO OUR PRIVACY STATEMENT
SMB reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement is available to you by clicking on the link at the bottom of this Website. By continuing to use the Website and the services available through it, after the date of any change to this Privacy Statement, including accessing the Website, you agree and acknowledge acceptance of the Privacy Statement in its most current version.
TERMS AND CONDITIONS
Please see the SMB Terms of Use statement for other details that are applicable to and regard your use and access of this Website by clicking the link at the bottom of this page.
AGREEMENT
By using this Website, you agree to SMB Privacy Statement and to the use of the information SMB receives and collects as stated herein and in ways SMB may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. SMB reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.
QUESTIONS?
Should you still have questions regarding SMB’s use of your information, you may contact SMB using the below information:
Seattle Mortgage Brokers
506 2nd Ave, Suite 1400,
Seattle, Washington 98104
Joe@SeattlesMortgageBroker.com
(206) 331-4025
