The Complete Guide to For Sale By Owner (FSBO) in Seattle
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Seattle’s Mortgage Broker - Joe Tafolla
Low down payment and low rate home loan options for Seattle
Monday - Sunday | 8:00 am - 8:00 pm
We will never rent, sell, or misuse your data, ever.
A Division of City Mortgage Brokers, LLC
MB#2158059
FEDERAL HOUSING ASSISTANCE LOANS
The easiest way for you to purchase a home
Federal Government secured mortgages—FHA loans—make it easy for ALL buyers to purchase a home.
Only one appraisal
Relaxed underwriting guidelines
You don't have to be a first-time home buyer
Use FHA multiple times as long as you don't hold FHA loan
We’ve made it easy for hundreds of Seattle home buyers to get an FHA loan fast
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Low Down
Buyer Minimum Credit Scores
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Close in as little as
8 days
Federal Housing Assistance Loans
Federal Housing Assistance Loans (FHA) are government-backed mortgages designed to make homeownership accessible.
With lower down payments and flexible credit requirements, FHA loans are perfect for first-time buyers and those with less-than-perfect credit.
Seattle FHA Loan Products
FHA Prime
Take your purchase to a new level with industry-leading government rates and pricing. This is the obvious choice for the top-tier FHA Seattle Washington home loan client, with less than 5% to put down.
Loan amounts up to $977,500
Up to 96.5% Loan to Value
Non-occupant co-borrowers allowed
Underwrites to AUS findings
Includes Conventional, High Balance and ARMs
FHA Streamline
SMB FHA Streamline programs allow you to refinance your FHA mortgage with no Appriasal or AVM. Time is of the essence- use our quick closing process to secure your rate today.
Loan amounts up to $977,500
Debt ratios accepted up to 55%
Property Inspection Waivers honored
Underwrites to AUS findings
Includes Conventional, High Balance and ARMs
HUD REO
Win in competitive offers. SMB can close your HUD REO in as little as two weeks from submission while allowing hold backs up to $5,000 for escrow repairs!
Loan limits up to $977,500
FFHA ARMs
SMB's aggressive ARM pricing can provide a lower payment for you, which in turn can help purchase a bigger home.
Loans up to 80% LTV
5/1 Treasury ARM available
Quickly and easily price out your loan using our Easy Qualifier (EQ) to determine the best scenario for you
Qualifies at note rate
Loan limits up to $977,500
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10 Questions Every Seattle First-Time Home Buyer Asks
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What is a Non-Warrantable Condo?
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Ultimate Seattle Mortgage Loan Documents Checklist
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Your Complete Guide to Seattle Property Tax
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Why You Should Work with a Mortgage Broker
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Where to Find the Best Local Mortgage Broker
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Where Are The Best Places To Live In Seattle?
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What’s the Best Way to Save Money for a House in Seattle?
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When is the Best Time to Refinance a Home?
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What is the Jumbo Loan Limit in Seattle?
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What You Need to Buy a House in Seattle
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What Is a Jumbo Loan and will you need one when moving to Seattle?
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What is the Jumbo Loan Limit in Seattle?
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What Is A Non-Warrantable Condo?
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What is the Best Down Payment Amount on a House in Seattle?
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What is PMI Mortgage Insurance? And Why It Is Not As Bad As You Think
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What Is A Cash-Out Refinance?
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What do Home Loan Underwriters Look For?
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What Down Payment Do I Need for a House?
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What Are The Costs of Buying a Home?
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What Are The Best Neighborhoods In Seattle For Families?
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FAQ: What Are the VA Home Loan Requirements?
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WEST SEATTLE JUNCTION ; Seattle Neighborhood Tour
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What are RSUs and How to Spend Them
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Understanding Mortgage Down Payments
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Top 5 Seattle Suburbs to Buy In 2021
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Understanding Down Payments in Seattle
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The Ultimate Mortgage Document Checklist
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Top 10 Mortgage Questions You Should Ask Your Broker
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The Worst First-Time Homebuyer Mistakes
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The Top 5 Seattle Suburbs for 2020
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The Best Seattle Neighborhoods in 2020
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The Best Refinancing Companies in Seattle
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The Best Seattle Neighborhoods for Families
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The Best Neighborhoods in Seattle to Buy a Home
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The 7 Best Seattle Suburbs for Families
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The 10 Cheapest Places to Live in Seattle
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SOUTH LAKE UNION ; Seattle Neighborhood Tour
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Seattle Summer Housing Market Guide 2020
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Seattle Housing Market Update 2020
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Seattle Housing Market Hacks
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Save Money When Buying a House in Seattle
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Save Money on Your Mortgage Refinance
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Moving to Seattle with a Family? Here's the BEST Suburbs For You!
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Refinancing To Reduce Your Bills and Increase Available Cash
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Neighborhoods in Seattle to Buy a Home 2020
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Real Estate Trends in Seattle
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Mortgage Down Payments in Seattle
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MAGNOLIA ; Seattle Neighborhood Tour
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Mistakes to Avoid with Cash-Out Refinance
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How to Refinance Your Home in 9 Steps
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Jumbo Loan Limit vs Conforming Loan Limit in Seattle for 2021
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KIRKLAND ; Seattle Neighborhood Tour
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Jumbo Loan Limit in Seattle for 2021
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ISSAQUAH ; Seattle Neighborhood Tour
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Is My Credit Score Good Enough to Buy a House?
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How to Buy a House; Home Buying 101
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How to Lower Your Monthly Mortgage Payment
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How to Get the Best Rate for Your Home Loan
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How to Buy a House for Less
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How Much Home Can I Buy in Seattle?
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How Much Down Payment Do I Need to Buy a House in Seattle?
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How Much Home Can I Afford?
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Home Price Forecast for Seattle 2020
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How Hot is the Seattle Real Estate Market?
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How Hot is the Seattle Real Estate Market in 2022?
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Home Inspection Questions You Need to Ask
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Do You Need a Realtor to Buy a House in Seattle?
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FHA Loan vs Conventional in 2021 ; Federal Housing Administration
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Find the Best Mortgage Lender for Your Home Loan
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Federal Housing Administration Loans 2021
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FACTORIA and SOMERSET ; Bellevue Neighborhood Tour
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Everything you Need to Know About Seattle Jumbo Mortgages
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Everything You Need to Know About VA Loans
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Advice To A First Time Home Buyer: Down Payment Assistance Programs Exist for Millennials
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CROSSROADS ; Bellevue Neighborhood Tour
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Down Payment 101: How Much Money Do I Need to Buy a House?
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COVID-19 Mortgage Help for Homeowners
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Comparing ARM vs. Fixed Rate Mortgage
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Can I Afford To Buy A Home In Seattle?
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Choosing the Best Lenders for Home Loans
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Buying a Home with Restricted Stock Units
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ARM v. Fixed Mortgage: Which is Right For You?
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Ballard or Queen Anne? The Best Neighborhoods of Seattle to Buy a House
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Avoiding the Worst Seattle Mortgage Lenders
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Are You Buying a House in Seattle? Here’s the Ultimate Survival Guide
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Adjustable-Rate Mortgage vs. Fixed-Rate Mortgage
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ALKI BEACH ;; A Seattle Neighborhood Tour
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A Complete Guide to Refinancing Your Home Loan
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8 Ways to Lower Your Mortgage Payment
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8 Mistakes to AVOID When Mortgage Loan Refinancing
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7 Seattle Suburbs for Families
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7 Mistakes to Avoid When Refinancing Your Home
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7 Essential Questions for a Mortgage Broker
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5 Seattle Real Estate Market Trends for 2019
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7 Common Myths About Home Loans
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6 Seattle Real Estate Market Trends for 2020
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5 Tips for Finding the Best Seattle Mortgage Lenders
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5 Tips for a Cash Out Mortgage Refinance
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Get Your Jumbo Mortgage Loan In Just 15 days
Seattle’s Mortgage Broker – Joe Tafolla
Helping Washington Home Buyers Achieve Financial Success
A Division of City Mortgage Brokers, LLC MB# 2158059
Questions, comments or concerns?
