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Things that aren't for the faint of heart: applying for a loan. Understanding interest rates. Reading complex contracts and documentation. Packing everything you own into a lot of cardboard boxes.
But if you're buying a house, chances are you're about to do all of that and more. It's daunting to make a huge financial decision and find the place you'll spend at least the next few years of your life.
We're here to help! Our home buyers' survival guide will tell you everything you need to know before you take the plunge.
Buying a house is no small undertaking. It takes time and consideration--not just what house you want to buy but where you want to buy, what you can afford, and what kind of mortgage you should get.
And while we're no longer in the 2008 crisis, the US mortgage market is still confusing for new home buyers.
Here, we're helping you figure out ARM v. fixed mortgage and which one is right for you when you choose your home in the Seattle suburbs.
With over 3.1 million housing units (as of July 2017) and a 62.4% homeownership rating, it's easy to see that Washingtonians still consider owning a home as part of their dream.
There's also the fact that it's a great place for professionals and career-minded individuals. Even Forbes ranks it as the number one state to make a living!
The jobs, 2,500 miles of seawater, eco-friendliness, and lack of personal income state tax (yes, you read that right) are only a few of the reasons people choose to live here.
That's why you'll find many going through their mortgage loan documents checklist, again and again, to make sure they have everything to boost their chances of getting mortgage approval.
Now that you're about to join the home buying bandwagon, you should follow suit.
We'll make it easier for you though. Here's the ultimate checklist of mortgage documents you need to hasten your application!
The real estate market in Seattle is hot—home prices are breaking records left and right all around the region.
Whether you live in the city, on the outskirts of King County or in the general area, you'll find that the real estate market has never been hotter. Investing might be hard right now but if you're selling, there's never been a better time for you to get rid of your home in the Seattle real estate market.
Here is a breakdown of everything you need to know about the market before you make any moves:
Seattle and its surrounding areas are great locations to work, live, and play! Even so, it’s getting increasingly pricier to buy a home in the Seattle city limits.
In April 2018, the median price in the city rose to just under $820,000, a 112% increase over the last five years. For some prospective home buyers, that number might be unattainable.
Even if you can afford that high price tag, city life can be tough.
For that reason, many people are opting to buy their homes in the suburbs of Seattle rather than within the city itself.
Becoming a homeowner is a major step in life. It’s also a major decision that shouldn’t be taken lightly. If you’re looking to buy a home in Seattle Washington, here’s how to get best financial value for your investment.