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Veteran Affairs (VA) Mortgage Loan Washington

VA guaranteed mortgage loans are available to eligible veterans for the refinance a home, for their own personal occupancy.

SMB has been helping Washington veterans save money for over 15 years.

  • No additional assets required
  • Only one appraisal
  • Relaxed underwriting guidelines
VA Loans Seattle Washington

Seattle VA Home Loan Products

VA Elite

We're proud to serve those who have bravely served in the Armed Forces with SMB's Elite Washington VA home loan Pricing. Take your purchase to the next level with industry-leading government rates and pricing. This is the obvious choice for a top-tier buyer.

Program highlights include:

  • 640+ FICO
  • $175,000 minimum loan limit
  • Maximum loan amount can exceed county limits
  • All fixed term mortgages
  • Single family primary residences


The simplistic of all refinances the IRRL or Interest Rate Reduction Loan. This may be the perfect choice if you are looking to keep your balance low and only restructuring the term or rate. Allow you house to take full advantage of your VA benefits by streamlining your current VA loan into a lower interest rate.

  • LTVs available up to 150%, unlimited CLTV
  • No appraisal
  • Maximum loan amount can exceed county loan limits
  • AVM run prior to submission, no suprises on calculated value!
  • Elite pricing available to those who qualify

YOUNITED Lending With a Purpose

Lending With a Purpose is more than a tagline; It’s what drives us to be our best. At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need.

“I alone cannot change the world, but I can cast a stone across the waters to create many ripples.”
-Mother Teresa