FEDERAL HOUSING ASSISTANCE LOANS

The easiest way  for you to purchase  a home

Federal Government secured mortgages—FHA loans—make it easy for ALL buyers to purchase a home.

Only one appraisal

Relaxed underwriting guidelines

You don't have to be a first-time home buyer

Use FHA multiple times as long as you don't hold FHA loan

We’ve made it easy for hundreds of Seattle home buyers to get an FHA loan fast

Low Down
Payments

Buyer Minimum Credit Scores

Close in as little as
8 days

Federal Housing Assistance Loans

Federal Housing Assistance Loans (FHA) are government-backed mortgages designed to make homeownership accessible.

With lower down payments and flexible credit requirements, FHA loans are perfect for first-time buyers and those with less-than-perfect credit.

Seattle FHA Loan Products

FHA Prime

Take your purchase to a new level with industry-leading government rates and pricing. This is the obvious choice for the top-tier FHA Seattle Washington home loan client, with less than 5% to put down.

Loan amounts up to $977,500

Up to 96.5% Loan to Value

Non-occupant co-borrowers allowed

Underwrites to AUS findings

Includes Conventional, High Balance and ARMs

FHA Streamline

SMB FHA Streamline programs allow you to refinance your FHA mortgage with no Appriasal or AVM. Time is of the essence- use our quick closing process to secure your rate today.

Loan amounts up to $977,500

Debt ratios accepted up to 55%

Property Inspection Waivers honored

Underwrites to AUS findings

Includes Conventional, High Balance and ARMs

HUD REO

Win in competitive offers. SMB can close your HUD REO in as little as two weeks from submission while allowing hold backs up to $5,000 for escrow repairs!

Loan limits up to $977,500