CALL SMB: 206-251-0818

506 2nd Ave, Suite 1400, Seattle, WA 98104

Seattle's Mortgage Broker Joe Tafolla Logo New

Federal Housing Assistance (FHA) Loan Products Washington

Federal Government secured mortgages—FHA loans—make it easy for ALL buyers to purchase a home.

We've helped hundreds of Washington residents obtain the right home loan for over 15 years.

  • Only one appraisal
  • Relaxed underwriting guidelines
FHA Loan Seattle Washington

FHA Loan Options

FHA Prime

Take your purchase to a new level with industry-leading government rates and pricing. This is the obvious choice for the top-tier FHA Seattle Washington home loan client, with less than 5% to put down.

  • Loan amounts up to $726,525
  • Up to 96.5% Loan to Value
  • Non-occupant co-borrowers allowed
  • Underwrites to AUS findings
  • Includes Conventional, High Balance and ARMs

FHA Streamline

SMB FHA Streamline programs allow you to refinance your FHA mortgage with no Appriasal or AVM. Time is of the essence- use our quick closing process to secure your rate today.

  • Loan amounts up to $667,000
  • Debt ratios accepted up to 55%
  • Property Inspection Waivers honored
  • Underwrites to AUS findings 
  • Includes Conventional, High Balance and ARMs


Win in competitive offers. SMB can close your HUD REO in as little as two weeks from submission while allowing hold backs up to $5,000 for escrow repairs!


SMB's aggressive ARM pricing can provide a lower payment for you, which in turn can help purchase a bigger home. 

  • 5/1 Treasury ARM available
  • Quickly and easily price out your loan using our Easy Qualifier (EQ) to determine the best scenario for you
  • Qualifies at note rate

YOUNITED Lending With a Purpose

Lending With a Purpose is more than a tagline; It’s what drives us to be our best. At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need.

“I alone cannot change the world, but I can cast a stone across the waters to create many ripples.”
-Mother Teresa