Federal Housing Assistance (FHA) Loan Products Washington
Federal Government secured mortgages—FHA loans—make it easy for ALL buyers to purchase a home.
We've helped hundreds of Washington residents obtain the right home loan for over 15 years.
FHA Loan Options
FHA Prime
Take your purchase to a new level with industry-leading government rates and pricing. This is the obvious choice for the top-tier FHA Seattle Washington home loan client, with less than 5% to put down.
- Loan amounts up to $977,500
- Up to 96.5% Loan to Value
- Non-occupant co-borrowers allowed
- Underwrites to AUS findings
- Includes Conventional, High Balance and ARMs
FHA Streamline
SMB FHA Streamline programs allow you to refinance your FHA mortgage with no Appriasal or AVM. Time is of the essence- use our quick closing process to secure your rate today.
- Loan amounts up to $977,500
- Debt ratios accepted up to 55%
- Property Inspection Waivers honored
- Underwrites to AUS findings
- Includes Conventional, High Balance and ARMs
HUD REO
Win in competitive offers. SMB can close your HUD REO in as little as two weeks from submission while allowing hold backs up to $5,000 for escrow repairs!
- Loan limits up to $977,500
FHA ARMs
SMB's aggressive ARM pricing can provide a lower payment for you, which in turn can help purchase a bigger home.
- 5/1 Treasury ARM available
- Quickly and easily price out your loan using our Easy Qualifier (EQ) to determine the best scenario for you
- Qualifies at note rate
- Loan limits up to $977,500
YOUNITED Lending With a Purpose
Lending With a Purpose is more than a tagline; It’s what drives us to be our best. At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need.
“I alone cannot change the world, but I can cast a stone across the waters to create many ripples.”
-Mother Teresa
