What Down Payment Do I Need for a House?
![](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d445317066f314600fb_How-Much-Downpayment-Do-I-Need-for-a-Seattle-House-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
How much down payment do you need for a house in Seattle?
The exact amount of cash you’ll need as a down payment and to bring to closing on the home of your choosing will depend on a variety of factors. Keep reading and you might be surprised at just how little you need to buy a house in Seattle, WA.
Forget the cliche 20% down payment. You might be able to get into a new home for just 3% down, or even much less.
How Much Down Payment Do I Need For A House?
Here are the factors that you need to know which can determine just how little, or how much of a down payment you need to make.
Your Credit
You might actually be surprised at how low of a credit score you can have, and still qualify for a low down payment home loan.
This changes over time, but even with a credit score in the low 600s or high 500s, you may still be able to put down 3.5% of the purchase price, or less.
Of course, in general, the better your credit, the more lenders will want to loan you.
It is also important to realize that your credit is more than just your score. Lenders also look at the length of your credit history, amount of debt you are comfortable handling, the types of debt you’ve managed before, and more.
Talk to Seattle’s best mortgage broker to get more personalized advice on how to optimize your credit to get the best home loan.
The Property
The property itself can play a role in how much down payment you need to buy a house too.
More suburban and rural properties can qualify for USDA loans. These loans offer up to 100% financing, with no down payment required. There can even be some sweet spots which seem quite urban that still qualify too.
On the other end of the spectrum, those needing jumbo mortgages, or who are buying non-warrantable condos may need to put down more money.
Intended Purpose
What is your intention for this property?
Will it be a personal residence? A second or vacation home? Or an investment property?
Second homes are seen as a higher risk by lenders. They know that in hard times you’ll probably stop paying on your vacation property a lot sooner than on the home you live in.
For this reason, second homes and investment properties often require higher down payments. This could be between 10% and 25%.
You
If this is your first home, or the first one you will have bought and owned in several years, you could qualify for first time home buyer programs that come with even lower down payments.
Military veterans and their families can also qualify for special programs, like VA loans. These also offer 100% financing, with no down payment required.
What Help Can You Get
Even with some of these other factors working against you, you might find extra help that can dramatically reduce how much cash you need to buy a home in Seattle.
Friends and family members could become your cosigners. They can often gift you down payments. Or if you buy a home from them, they can make a gift of equity in place of a down payment.
There are also local down payment assistance programs and grants which can give you the money you need for a down payment. In many cases it never needs to be repaid.
Today, many Seattle Realtors are offering rebates to home buyers. These cash rebates can often be used towards any money you need for closing. Or use it to help you move and furnish your new place.
Seller contributions are quite common too. Most loan programs allow them. When making your purchase offer, ask the seller to contribute towards your closing costs. This can often be 3% to 6% of the sales price of the home. It will dramatically reduce the amount of cash you thought you needed.
Debt-To-Income Ratios
Your debt to income ratios will also determine how much you can borrow.
If you have a high amount of other monthly payments (credit cards, car loans, etc.) that may mean you have to keep your loan amount down.
Current interest rates will play a factor in how much your housing payment is compared to your monthly income. So, buying a home when rates are low can help you get a higher LTV loan.
How much income you can actually verify may be a factor. This is especially true if you are self-employed, and declare very little income on your tax returns.
How Low Do You Want Your House Payment To Be?
If you are more concerned about securing low monthly payments for the long term, then you may actually want to make a larger down payment.
The less you borrow, the lower your payment will be. This can also help to eliminate mortgage insurance, and reduce homeowners insurance premiums.
Opting to pay points at closing will also reduce your interest rate and payments for the long term.
Compensating Factors
Other compensating factors, or a lack of them can impact how much money you need to put down.
A very strong credit score, having many years in a stable high paying job, lots of cash assets in the bank, and equity in other properties can all help make you a stronger borrower and lower credit risk.
The opposite can also be true.
Market Conditions
Just like everything else, the mortgage market is constantly changing. There are times when mortgage lenders are much more lenient and eager to make high loan-to-value loans. At other times they are more conservative and want larger down payments.
The Lender
Individual banks and lenders all have their own criteria. Some are notoriously conservative and will be even tougher than they need to be. Working with a top Seattle mortgage broker will give you a full view of all of these options before applying. They will help you understand the best loan programs, and who is happily handing out low down payment loans.
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/6655f48873761e595c0f7e1d_10-Common-First-Time-Home-Buyer-Questions.jpeg)
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/6655f2b96fc405ce6e11d114_What-Is-A-Non-Warrantable-Condo-Heres-What-You-Need-to-Know-Blog.jpeg)
What is a Non-Warrantable Condo?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66559ed32617c9a0e0da41e5_0524_Thumb_YT.jpeg)
Ultimate Seattle Mortgage Loan Documents Checklist
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d47f40c1dedf181c5af_The-Complete-Guide-to-Seattle-Property-Tax.jpeg)
Your Complete Guide to Seattle Property Tax
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d477083b275608640d1_Why-work-with-a-mortgage-broker.jpeg)
Why You Should Work with a Mortgage Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d464ee3002012287a86_Where-to-Find-the-Best-Local-Mortgage-Broker-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
Where to Find the Best Local Mortgage Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4643515d1219869d64_6_NicestNeighborhoods_HorizThumb.png)
Where Are The Best Places To Live In Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4667b51df3d935bbe6_The-best-way-to-save-for-seattle-house-1.jpeg)
What’s the Best Way to Save Money for a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4667b51df3d935bbea_When-is-the-Best-Time-to-Refinance-a-Mortgage-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
When is the Best Time to Refinance a Home?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d46f3e68c1c1a2f0f78_What-is-the-Seattle-Jumbo-Loan-Limit-in-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
What is the Jumbo Loan Limit in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d465e3b820355881887_Buy-a-Seattle-Washington-House.jpeg)
What You Need to Buy a House in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d44a310ec640643b230_YT_Thumb_0830.jpeg)
What Is a Jumbo Loan and will you need one when moving to Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/6675b2891d12351a45433f8b_GKDywk-H1Lc-HD.jpg)
What is the Jumbo Loan Limit in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4591499e97f2e3905e_3_NonWarrantableCondo_YT-Thumb_SMB.jpeg)
What Is A Non-Warrantable Condo?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d448bda65177589896f_0816_YT_Thumb.jpeg)
What is the Best Down Payment Amount on a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4450bb0c5dfd497090_0322_PMI_Thumb_YT.jpeg)
What is PMI Mortgage Insurance? And Why It Is Not As Bad As You Think
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d44ad80e0950646eb02_0621_Thumb_YT.jpeg)
What Is A Cash-out Refinance?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d44e8ba4222fc954245_What-Does-A-Seattle-Mortgage-Lender-Look-At-When-Qualifying.jpeg)
What do Home Loan Underwriters Look For?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d445317066f314600fb_How-Much-Downpayment-Do-I-Need-for-a-Seattle-House-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
What Down Payment Do I Need for a House?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d43620e29e6b28bcbe6_What-Are-The-Costs-Involved-With-Buying-a-Seattle-Home_.jpeg)
What Are The Costs of Buying a Home?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d43fd8e44277ebe6829_0426_Thumb_YT.jpeg)
What Are The Best Neighborhoods In Seattle For Families?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d43f40c1dedf181c2af_0412_YT_Thumb.jpeg)
VA Home Loan Requirements and Benefits
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d437937a1f1fc5f3a71_WSeattle_Junction_Thumb_YT.jpeg)
WEST SEATTLE JUNCTION ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d436b608eebb7a11d50_What-Does-RSU-Stand-for-and-How-to-Get-a-Mortgage-With-Them-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
What are RSUs and How to Spend Them
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4367b51df3d935b9aa_How-Much-Money-Do-You-Need-To-Buy-A-Home-.jpeg)
Understanding Mortgage Down Payments
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d427937a1f1fc5f39ed_0201_Top_5_Seattle_Suburbs_to_Buy_in_2021.jpeg)
Top 5 Seattle Suburbs to Buy In 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d42f15328ed18e3c5b4_How-much-do-you-need-to-buy-a-house.jpeg)
Understanding Down Payments in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d428bda651775898809_The-Ultimate-Mortgage-Loan-Documents-Checklist-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-2.jpeg)
The Ultimate Mortgage Document Checklist
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d425317066f31460041_Top-10-Questions-to-Ask-Mortgage-Broker.jpeg)
Top 10 Mortgage Questions You Should Ask Your Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d420e95638dc63d04c6_Worst-First-Time-Home-Buyer-mistakes.jpeg)
The Worst First-Time Homebuyer Mistakes
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d42933e4f4c1b12009e_Top-5-to-Buy-in-Seattle-Suburbs-for-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.png)
The Top 5 Seattle Suburbs for 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d41ad80e0950646e6f4_How-to-Choose-the-Right-Neighborhood-When-Buying-a-Seattle-Home-Image.jpeg)
The Best Seattle Neighborhoods in 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d417dc37ac55ff9d2d6_The-Best-Refinancing-Mortgage-Companies-Seattle-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
The Best Refinancing Companies in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d410e95638dc63d0411_Which-are-the-Best-Seattle-Neighborhoods-for-Families-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
The Best Seattle Neighborhoods for Families
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d41ad9c2287405275c3_How-to-Choose-the-Right-Seattle-Neighborhood-When-Buying-a-House-.jpeg)
The Best Neighborhoods in Seattle to Buy a Home
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4150bb0c5dfd496ee8_The-7-Best-Seattle-Suburbs-for-Families-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
The 7 Best Seattle Suburbs for Families
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d414ee3002012287831_10-Cheapest-Places-to-Live-in-Seattle-Washington.jpeg)
The 10 Cheapest Places to Live in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4022a3b10d7e7c60ff_SLU_Tour_Thumb.jpeg)
SOUTH LAKE UNION ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d406254c02e450a40ed_Seattle-Summer-Housing-Marketing-Guide-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-2.jpeg)
Seattle Summer Housing Market Guide 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d407083b27560863d58_Seattle-Housing-Market-Update-2020-blog.jpeg)
Seattle Housing Market Update 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d40e8ba4222fc954092_How-to-Hack-the-Seattle-Housing-Market-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
Seattle Housing Market Hacks
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4043515d1219869b4e_How-To-Save-Money-When-Buying-A-House.jpeg)
Save Money When Buying a House in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f81c4587e5ccb3df7_How-to-Save-Money-on-Your-Seattle-Mortgage-Refinance.jpeg)
Save Money on Your Mortgage Refinance
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d4081584fc91730668e_0719_YT_Thumb.jpeg)
Moving to Seattle with a Family? Here's the BEST Suburbs For You!
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f48ab9e1551d56905_0222_Refinancing_Thumb_YT.jpeg)
Refinancing To Reduce Your Bills and Increase Available Cash
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f0e95638dc63d014b_The-Best-Neighborhoods-in-Seattle-to-Buy-a-House-2020-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
Neighborhoods in Seattle to Buy a Home 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3fb539d07c1faed941_Real-Estate-Trends-in-Seattle-Happening-Right-Now-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.png)
Real Estate Trends in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f7d72fa40dd50bdea_Seattle-Mortgage-Down-Payment-How-Much-to-Buy-a-Home-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.png)
Mortgage Down Payments in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3fad9c228740527404_Magnolia_Tour_Thumb_YT-scaled.jpeg)
MAGNOLIA ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3f933e4f4c1b11fd4d_Mistakes-to-Avoid-with-Cash-Out-Refinance-.jpeg)
Mistakes to Avoid with Cash-Out Refinance
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3eedf9570fc43f8be4_SMB-Blog-Banner-How-to-Refinance-Your-Home-in-9-Steps.png)
How to Refinance Your Home in 9 Steps
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ee8ba4222fc95400c_0125_Jumbo_Loan_vs_Conforming_Loan_Limits_in_Seattle_for_2021_Thumb.jpeg)
Jumbo Loan Limit vs Conforming Loan Limit in Seattle for 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ead80e0950646e552_Kirkland-1.jpeg)
KIRKLAND ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3e5527b858f8e9de73_Mountain_Scape.jpeg)
Jumbo Loan Limit in Seattle for 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ead9c2287405273cb_Issaquah_Tour_Thumb.jpeg)
ISSAQUAH ; Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3eff5c9af6084ae2e0_Credit-Score-Seattle-Washington-Home.jpeg)
Is My Credit Score Good Enough to Buy a House?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3dedf9570fc43f8b18_HowToBuyAHouse.jpeg)
How to Buy a House; Home Buying 101
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3dcdce9608e268c68c_Lower-Monthly-Mortgage-Payment.jpeg)
How to Lower Your Monthly Mortgage Payment
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3d7dc37ac55ff9d14e_How-to-Get-the-Best-Rate-for-Your-Home-LoanBlog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
How to Get the Best Rate for Your Home Loan
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3d1ab453ec2bdeee84_Seattle-Home-Buying-101-How-to-Buy-a-House-for-Less-Blog-1.jpeg)
How to Buy a House for Less
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3dff5c9af6084ae293_How-Much-Seattle-Home-Can-I-Buy.jpeg)
How Much Home Can I Buy in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c6b608eebb7a119b5_Blog-banner-Option3.png)
How Much Down Payment Do I Need to Buy a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c0e95638dc63cffed_How-Much-Home-Can-I-Afford-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
How Much Home Can I Afford?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c9e55e150cbc7aa68_Seattle-Home-Prices-Forecast.jpeg)
Home Price Forecast for Seattle 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c7d72fa40dd50bc12_How-Hot-is-the-Seattle-Real-Estate-Market-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
How Hot is the Seattle Real Estate Market?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3cf3e68c1c1a2f0a47_2_HowHot_YT-Thumb.jpeg)
How Hot is the Seattle Real Estate Market in 2022?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3cf9c507537f665c67_Question-to-ask-during-the-home-inspection.jpeg)
Home Inspection Questions You Need to Ask
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3c1ab453ec2bdeedd4_0705_YT_Thumb.jpeg)
Do You Need a Realtor to Buy a House in Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ba324bd48c204c4ea_0315_Thumb_YT.jpeg)
FHA Loan vs Conventional in 2021 ; Federal Housing Administration
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3b4ee3002012287444_How-to-Find-the-Best-Mortgage-Lender-for-Your-Home-Loan-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
Find the Best Mortgage Lender for Your Home Loan
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3a81c4587e5ccb3aea_1207_Federal_Housing_Administration_FHA_Loans-scaled.jpeg)
Federal Housing Administration Loans 2021
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3ae8ba4222fc953d23_How-Much-Down-Payment-Do-I-Need-for-a-Seattle-House-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-2.png)
Down Payment Requirements in Seattle
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3af15328ed18e3c15e_Factoria_Somerset_THUMB_YT.jpeg)
FACTORIA and SOMERSET ; Bellevue Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3aa324bd48c204bf81_Copy-of-Copy-of-Seattle-Jumbo-Mortgages.jpeg)
Everything you Need to Know About Seattle Jumbo Mortgages
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3a48ab9e1551d5648b_Everything-You-Need-to-Know-About-VA-Loans.jpeg)
Everything You Need to Know About VA Loans
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d395317066f3145fbcb_7_HowMillenial_YT-Thumb.jpeg)
Advice To A First Time Home Buyer: Down Payment Assistance Programs Exist for Millennials
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d392dccbb3cfe34d6ef_Crossroads_Tour_Thumb_YT-scaled.jpeg)
CROSSROADS ; Bellevue Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d39f15328ed18e3c116_how-much-cash-do-you-need-to-buy-house.jpeg)
Down Payment 101: How Much Money Do I Need to Buy a House?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d39f9c507537f665a30_COVID19-Mortgage-Help-For-HomeownersBlog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
COVID-19 Mortgage Help for Homeowners
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3991499e97f2e3872b_ARM-vs-Fixed-Rate-Mortgage-Seattle-Washington.jpeg)
Comparing ARM vs. Fixed Rate Mortgage
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d38f15328ed18e3c06e_Can-I-Afford-To-Buy-A-Home-Or-Condo-In-Seattle-WA_.jpeg)
Can I Afford To Buy A Home In Seattle?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66548e12dcc736382c794a6a_How-to-Choose-the-Best-Lenders-for-Your-Home-Loans-Blog-Seattles.jpeg)
Choosing the Best Lenders for Home Loans
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3815f94d7b7164f724_Using-Restricted-Stock-Units-to-Buy-a-Seattle-Home.jpeg)
Buying a Home with Restricted Stock Units
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d38f74ec932351dfd7f_Fixed-Rate-Mortgage-ARM-Home-Loan-Seattle.jpeg)
ARM v. Fixed Mortgage: Which is Right For You?
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d38f9c507537f6659dc_Best-Seattle-Washington-Neighbourhoods.jpeg)
Ballard or Queen Anne? The Best Neighborhoods of Seattle to Buy a House
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3891499e97f2e386e8_Avoiding-the-Worst-Seattle-Mortgage-Lenders-Dont-Get-Burned-Blog-Seattles-Mortgage-Broker-Joe-Tafolla.jpeg)
Avoiding the Worst Seattle Mortgage Lenders
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d375e3b820355881122_Seattle-Washington-Home-Buying-Survival-Guide.jpeg)
Are You Buying a House in Seattle? Here’s the Ultimate Survival Guide
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d37b539d07c1faed30e_ARM-Mortgage-vs-Fixed-Mortgage-Which-is-right-for-you-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
Adjustable-Rate Mortgage vs. Fixed-Rate Mortgage
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3733676f16cfad7a87_AlkiBeachTour_Thumb.jpeg)
ALKI BEACH ;; A Seattle Neighborhood Tour
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d37f9c507537f665989_Guide-to-Seattle-Home-Loan-Refinancing.jpeg)
A Complete Guide to Refinancing Your Home Loan
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3748ab9e1551d5624c_8-Ways-to-Lower-Your-Monthly-Mortgage-Payment-Today-Blog-Seattles-Mortgage-Broker-Joe-Tafolla-1.jpeg)
8 Ways to Lower Your Mortgage Payment
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d379e55e150cbc7a5f6_YT_Thumb_0802.jpeg)
8 Mistakes to AVOID When Mortgage Loan Refinancing
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d369e55e150cbc7a5bf_YT_Thumb_0913.jpeg)
7 Seattle Suburbs for Families
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d367937a1f1fc5f3134_7-Mistake-to-Avoid-When-Refinancing.jpeg)
7 Mistakes to Avoid When Refinancing Your Home
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d360e95638dc63cfb25_7-Essential-Questions-to-Ask-a-Seattle-Mortgage-Broker.jpeg)
7 Essential Questions for a Mortgage Broker
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d36cdce9608e268c1d4_Seattle-Real-Estate-market-Trends-2019.jpeg)
5 Seattle Real Estate Market Trends for 2019
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d36a324bd48c204bc05_7-Common-Myths-About-Home-Loans.jpeg)
7 Common Myths About Home Loans
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3691499e97f2e382f4_6-Seattle-Real-Estate-Market-Trends-for-2020-Image.jpeg)
6 Seattle Real Estate Market Trends for 2020
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d3678a4961d9f79ba2e_Copy-of-5-Tips-for-Finding-the-Best-Mortgage-Lender.jpeg)
5 Tips for Finding the Best Seattle Mortgage Lenders
![Seattle's Mortgage Lender](https://cdn.prod.website-files.com/66425e0b6f0ec844a165846e/66489d36f3e68c1c1a2f0767_5Tips_YT-Thumb.jpeg)