When should you get pre-approved for a mortgage?

Timing is crucial when it comes to getting pre-approved for a mortgage. You don't want to do it too early or too late. The ideal window is about 75 days before you plan to get the keys to your new home, but no less than 45 days. This allows enough time to shop for the right house and handle any potential delays in a competitive market. Starting your pre-approval process early ensures you're not rushing at the last minute, which can lead to unnecessary stress.

Key Takeaways:

• Optimal Timing: Start the pre-approval process about 75 days before you plan to move in.
• Competitive Market: Give yourself time to shop and handle potential delays.
• Avoid Rushing: Early pre-approval prevents last-minute stress.

Contact Us for Expert Help

Questions? Reach out to us at questions@seattlesmortgagebroker.com for professional support.