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United States Department of Agriculture (USDA) Secured Home Loans Washington

Zero down payment mortgage options for eligible rural and suburban home buyers.

Seattle Mortgage Broker - USDA Loans

USDA Loan Products

100% Financing, ZERO down payment option


Rural development loans are a great options for buyers looking for 100% financing. Recognized as a top government lender, SMB partners only with directly delegated investors to ensure a smooth, quick process for both you and the seller. Count on SMB to hit contract dates on USDA Washington home loan purchases, with direct access to underwriting and industry leading turn times!

Program highlights include:

  • 30-year fixed rate
  • No down payment required
  • No cash reserves needed
  • Closing costs may be financed on some transactions
  • Seller contributions allowed
  • Competitively low rates

YOUNITED Lending With a Purpose

Lending With a Purpose is more than a tagline; It’s what drives us to be our best. At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need.

“I alone cannot change the world, but I can cast a stone across the waters to create many ripples.”
-Mother Teresa