USDA SECURED HOME LOANS

Get Zero down payment mortgage options for eligible rural and suburban home buyers

The most affordable way for home buyers looking to buy in rural or suburban areas.

With zero down payment and 100% financing options, it’s easier to find your perfect home.
Usda Secured Home Loans

Over 200+ Seattle home buyers have gotten the lowest rate possible on their home loans, with SMB

100% FinancingOptions

100% Financing
Options

No down payment required

No down
payment required

Close in as little as8 days

Close in as little as
8 days

United States Department of Agriculture (USDA) Secured Home Loans

USDA secured home loans are designed for moderate-income households in rural and suburban areas. If you're looking to buy a home, these loans can be a great option. They often don't require a down payment and come with lower interest rates than conventional mortgages.

United States Department of Agriculture home loans

Seattle FHA Loan Products

100% Financing, ZERO down payment option

Rural development loans are a great options for buyers looking for 100% financing. Recognized as a top government lender, SMB partners only with directly delegated investors to ensure a smooth, quick process for both you and the seller.

Count on SMB to hit contract dates on USDA Washington home loan purchases, with direct access to underwriting and industry leading turn times!

Program highlights include:
bullet point symbol vector

30-year fixed rate

bullet point symbol vector

No down payment required

bullet point symbol vector

No cash reserves needed

bullet point symbol vector

Closing costs may be financed on some transactions

bullet point symbol vector

Seller contributions allowed

bullet point symbol vector

Competitively low rates

Why Selling Your Home Last Gets You a Higher Price
How Buying a Home Before Selling Puts More Money in Your Pocket
Read more
Why a Bridge Loan Might Be Too Slow for Seattle Buyers
How Long Does It Take to Get a Bridge Loan in Seattle?
Read more
Win More Listings With SMB's Buy Before You Sell Program
How Seattle Agents Win More Listings With a Contingency-Free Buy Before You Sell Program
Read more
How to Buy a House Before Selling Yours in Seattle
How Do You Buy Another House Before Selling Yours Without Losing $40K?
Read more
Learn How To Buy A House Before You Sell Your House
How to Buy a House Before You Sell Your House in Seattle
Read more
What A Bridge Mortgage Loan Costs Seattle Homeowners
How To Buy Before Selling Without A Bridge Mortgage Loan
Read more
How to Sell and Buy a Home at the Same Time in Seattle
7 Steps to Sell and Buy a Home at the Same Time in Seattle
Read more
Don’t Let A Home Sale Contingency Hold You Back
How Seattle Homeowners Can Beat the Home Sale Contingency Problem
Read more
Why a Top 1% UWM Broker Wins More Offers in Seattle
How a Top 1% UWM Broker Will Help You Win The Home You Want
Read more

Zero down payment options available - get your home loan today

best seattle mortgage broker