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506 2nd Ave, Suite 1400, Seattle, WA 98104

Seattle Mortgage Down Payment Options

Every Washington resident deserves to own their dream home at an affordable price. Get true low down mortgage programs here.

We offer a variety of options to help get a cost effective home loan fast.

Down Payment Assistance Seattle Washington

Low Down Payment Mortgage Programs

3% No PMI


*Flexible income restrictions up to $726,525*

Buying with little down just got easy with SMB's newest down payment program, 3% No PMI.

Our reliable, upfront approvals create a smooth process for you and your family as you are securing your next home. Program flexibility waives the standard income limits associated with low down payment programs for Seattle Washington so the only thing you need to decide is which house to buy. 

​Program highlights include:

  • 30-year fixed rate
  • Minimum 640 credit
  • No income limit*
  • Loan amount up to $726,525

*For loan amounts up to $484,350

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Lending With a Purpose

Lending With a Purpose is more than a tagline; It’s what drives us to be our best. At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need.

“I alone cannot change the world, but I can cast a stone across the waters to create many ripples.”

Mother Teresa