VA Loan Products

VA Elite

We're proud to serve those who have bravely served in the Armed Forces with SMB's VA IRRL with no appraisal. Take your purchase to the next level with industry-leading government rates and pricing. This is the obvious choice for a top-tier buyer.

Program highlights include:

  • 720+ FICO
  • $175,000 minimum loan limit
  • Maximum loan amount can exceed county limits
  • All fixed term mortgages
  • Single family primary residences

VA Prime

Take your purchase to a new level with industry-leading government rates and pricing. This is the obvious choice for the top-tier client, with less than 5% to put down.

 

  • Min FICO 550
  • 100% Loan to Value
  • Max loan limit $424,100
  • If you are considered 10% or more disabled through the VA - Your funding fee is waived!

VA IRRL

The simplisit of all refinances the IRRL or Interest Rate Reduction Loan. This may be the perfect choice if you are looking to keep your balance low and only restructuring the term or rate. Allow you house to take full advantage of your VA benifits by streamlining your current VA loan into a lower interest rate. 

 

  • LTVs available up to 150%, unlimited CLTV
  • No appraisal
  • Maximum loan amount can exceed county loan limits
  • AVM run prior to submission, no suprises on calculated value!
  • Elite pricing available to those who qualify

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