FHA Loan Products

FHA 0% Down 

We give our buyers the lowest down payment options, good rates and a head start on their equity. Seattle's Mortgage Broker has been focused on helping buyers in WA state obtain the dream of homeownership for almost two decades.

Program highlights include:

  • 1st mortgage 96.5%
  • Secondary financing for 3.5% is automatically applied upon 1st mortgage approval.
  • Secondary financing CAN be forgiven after 36 on-time payments
  • $0 Down available for any income limit
  • Loan amounts up to $592,250
  • Additional restrictions apply

FHA Prime

Take your purchase to a new level with industry-leading government rates and pricing. This is the obvious choice for the top-tier client, with less than 5% to put down.

 

  • NO FICO NO PROBLEM
  • Up to 96.5% Loan to Value
  • Non-occupant co-borrowers allowed
  • Underwrites to AUS findings 
  • Includes Conventional, High Balance and ARMs

FHA Streamline

SMB FHA Streamline programs allow you to refinance your FHA mortgage with no Appriasal or AVM. Time is of the essence- use our quick closing process to secure your rate today. 

 

  • No Minimum FICO requirement
  • Debt ratios accepted up to 55%
  • Loan amounts up to $592,250
  • Property Inspection Waivers honored
  • Underwrite to AUS findings
  • Includes Conventional, High Balance and ARMs

HUD REO

Win in competitive offers. SMB can close your HUD REO in as little as two weeks from submission while allowing holdbacks up to $5,000 for escrow repairs!

FHA ARMs

SMB's agressive ARM pricing can provide a lower payment for you, which in turn can help purchase a bigger home. 

 

  • 5/1 Treasury ARM available
  • Quickly and easily price out your loan using our Easy Qualifer (EQ) to determine the best scenario for you
  • Qualifies at note rate

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